Saint Charles Homes under $400,000

Saint Charles Homes under $400,000

Welcome to Saint Charles, a charming subdivision nestled in the heart of St. Charles County, Missouri. Known for its vibrant community spirit and picturesque landscapes, Saint Charles offers a perfect blend of suburban tranquility and modern conveniences. The area is rich in history, with beautifully preserved architecture and a thriving downtown that showcases unique shops, delightful eateries, and a variety of cultural events throughout the year.

One of the standout features of Saint Charles is its accessibility to family-friendly amenities. Residents enjoy easy access to top-rated schools, lush parks, and recreational facilities, making it an ideal place for families and young professionals alike. The subdivision is also conveniently located near major highways, providing a seamless commute to nearby cities and employment hubs.

For those seeking their dream home without breaking the bank, Saint Charles is a treasure trove of opportunities. With a variety of homes available for under $400,000, buyers can find charming single-family homes, cozy townhouses, and modern condos that fit a range of lifestyles and budgets. These properties often boast spacious layouts, updated features, and inviting outdoor spaces, perfect for entertaining or simply enjoying the serene surroundings.

Whether you're a first-time homebuyer or looking to downsize, Saint Charles offers a welcoming community and an array of affordable housing options. Come explore this delightful subdivision and discover why so many are proud to call Saint Charles home!

Newest Saint Charles Homes under $400,000

1712 Piedmont Cir Unit 102, St Peters
$200,000
2 Beds ⋅ 2 Baths ⋅ 26071032 MLS ⋅ ACTIVE Status ⋅ Montecito Resub Village C Condo Bldg 6C BLDG.
Welcome home to easy, low-maintenance living in St. Peters! This beautifully updated 2-bedroom, 2-full-bathroom condo offers the perfect combination of comfort, style, and convenience! Step inside to discover a welcoming living space and a gorgeous kitchen featuring quartz countertops, updated cabinetry, and newer appliances. The spacious primary suite offers a private bathroom and walk-in closet, while the second bedroom features its own en-suite bathroom, providing added privacy and flexibility for guests or a home office. Step outside and enjoy the peaceful surroundings, complete with a beautiful neighborhood pond and walking trail, perfect for an evening stroll. A local coffee shop and daycare are also within walking distance, adding to the everyday convenience! Located in the highly sought-after Francis Howell Schools and just minutes from charming Cottleville, you'll enjoy easy access to local restaurants, parks, shopping, and entertainment. Commuters will love the convenient location, with Highway 364 just one minute away! With beautiful updates, peaceful surroundings, and an unbeatable location, this condo offers everything you need to enjoy a low-maintenance lifestyle. Schedule your showing today!

1712 Piedmont Cir Unit 102, St Peters
174 Sesame Loop, St Peters
$375,000
3 Beds ⋅ 3 Baths ⋅ 26071076 MLS ⋅ ACTIVE Status
READY TO MOVE IN JANUARY 2027! SELLER-PAID RATE BUYDOWN AVAILABLE FOR A LIMITED TIME! Lombardo Homes’ Luxury Modern Lifestyle Homes at Lienemann Park redefine what luxury means in today’s market—delivering attainable, design-forward homes that make both financial and lifestyle sense. These homes offer modern luxury without compromise, crafted for how people truly live. Each residence combines exceptional craftsmanship, contemporary design, and low-maintenance convenience to create homes that are as beautiful as they are practical. With open-concept layouts, designer finishes, and efficient construction, these homes offer all the style, comfort, and character of a traditional single-family home in a smarter, more attainable way. Built for today’s homeowner, they are design-forward, maintenance-free, and financially smart—allowing you to enjoy a luxury lifestyle that fits your life. At Lienemann Park, community and comfort come together. Residents can enjoy a refreshing swim in the resort-style pool, gather with neighbors at the clubhouse, or relax by the fire pits in the courtyard. Families will love the playground and pickle ball courts, while pet owners can take advantage of the dedicated dog park. Green spaces and landscaped courtyards create a sense of tranquility, offering places to unwind, connect, and enjoy the outdoors. Every detail of the community is designed to foster connection and enhance your lifestyle. Connectivity is at the heart of the Lienemann Park experience. The community offers direct access to the proposed Lienemann Park and its scenic walking trail, making it easy to step outside, stay active, and enjoy nature right from your doorstep. Sidewalks and greenways weave through the neighborhood, encouraging strolls, conversations, and a strong sense of belonging. More than a collection of homes, Lienemann Park is a destination for those seeking a new way of living—where modern design meets everyday convenience and community connection. Whether you’re relaxing by the pool, entertaining friends, or exploring the surrounding trails, life here is intentionally designed to be effortless, stylish, and fulfilling. The Luxury Modern Lifestyle Homes at Lienemann Park reflect Lombardo Homes’ long-standing commitment to craftsmanship, innovation, and livability. They are thoughtfully planned to meet the needs of today’s homeowners—delivering modern design, timeless quality, and financial sensibility in perfect balance. At Lienemann Park, luxury isn’t just about high-end finishes—it’s about living beautifully every day. Experience a community that redefines attainable luxury with homes designed for the way people actually live. Discover the comfort, connection, and confidence of owning a Lombardo Home—where luxury and lifestyle meet in perfect harmony. The GEORGETOWN is a two-story town home with 3 bedrooms, 2.5 bathrooms, 2-car garage, and more than 1,700 sq. ft. of living space. The first floor showcases an open great room that opens to the spacious eat in kitchen, a family entry with a closet, half bath, and two-car garage. The second floor features a loft, laundry room, primary suite with a private full bath and walk-in closet, and two secondary bedrooms. UNDER CONSTRUCTION.

174 Sesame Loop, St Peters
172 Sesame Loop, St Peters
$390,000
3 Beds ⋅ 3 Baths ⋅ 26071069 MLS ⋅ ACTIVE Status
READY TO MOVE IN JANUARY 2027! SELLER-PAID RATE BUYDOWN AVAILABLE FOR A LIMITED TIME! Lombardo Homes’ Luxury Modern Lifestyle Homes at Lienemann Park redefine what luxury means in today’s market—delivering attainable, design-forward homes that make both financial and lifestyle sense. These homes offer modern luxury without compromise, crafted for how people truly live. Each residence combines exceptional craftsmanship, contemporary design, and low-maintenance convenience to create homes that are as beautiful as they are practical. With open-concept layouts, designer finishes, and efficient construction, these homes offer all the style, comfort, and character of a traditional single-family home in a smarter, more attainable way. Built for today’s homeowner, they are design-forward, maintenance-free, and financially smart—allowing you to enjoy a luxury lifestyle that fits your life. At Lienemann Park, community and comfort come together. Residents can enjoy a refreshing swim in the resort-style pool, gather with neighbors at the clubhouse, or relax by the fire pits in the courtyard. Families will love the playground and pickle ball courts, while pet owners can take advantage of the dedicated dog park. Green spaces and landscaped courtyards create a sense of tranquility, offering places to unwind, connect, and enjoy the outdoors. Every detail of the community is designed to foster connection and enhance your lifestyle. Connectivity is at the heart of the Lienemann Park experience. The community offers direct access to the proposed Lienemann Park and its scenic walking trail, making it easy to step outside, stay active, and enjoy nature right from your doorstep. Sidewalks and greenways weave through the neighborhood, encouraging strolls, conversations, and a strong sense of belonging. More than a collection of homes, Lienemann Park is a destination for those seeking a new way of living—where modern design meets everyday convenience and community connection. Whether you’re relaxing by the pool, entertaining friends, or exploring the surrounding trails, life here is intentionally designed to be effortless, stylish, and fulfilling. The Luxury Modern Lifestyle Homes at Lienemann Park reflect Lombardo Homes’ long-standing commitment to craftsmanship, innovation, and livability. They are thoughtfully planned to meet the needs of today’s homeowners—delivering modern design, timeless quality, and financial sensibility in perfect balance. At Lienemann Park, luxury isn’t just about high-end finishes—it’s about living beautifully every day. Experience a community that redefines attainable luxury with homes designed for the way people actually live. Discover the comfort, connection, and confidence of owning a Lombardo Home—where luxury and lifestyle meet in perfect harmony. The GEORGETOWN is a two-story town home with 3 bedrooms, 2.5 bathrooms, 2-car garage, and more than 1,700 sq. ft. of living space. The first floor showcases an open great room that opens to the spacious eat in kitchen, a family entry with a closet, half bath, and two-car garage. The second floor features a loft, laundry room, primary suite with a private full bath and walk-in closet, and two secondary bedrooms. UNDER CONSTRUCTION.

172 Sesame Loop, St Peters
170 Sesame Loop, St Peters
$395,000
3 Beds ⋅ 3 Baths ⋅ 26071053 MLS ⋅ ACTIVE Status
MOVE IN READY JANUARY 2027! STOP Wasting money renting! Limited Time Rate Buy Down Available. Lombardo Homes’ Luxury Modern Lifestyle Homes at Lienemann Park redefine what luxury means in today’s market—delivering attainable, design-forward homes that make both financial and lifestyle sense. These homes offer modern luxury without compromise, crafted for how people truly live. Each residence combines exceptional craftsmanship, contemporary design, and low-maintenance convenience to create homes that are as beautiful as they are practical. With open-concept layouts, designer finishes, and efficient construction, these homes offer all the style, comfort, and character of a traditional single-family home in a smarter, more attainable way. Built for today’s homeowner, they are design-forward, maintenance-free, and financially smart—allowing you to enjoy a luxury lifestyle that fits your life. At Lienemann Park, community and comfort come together. Residents can enjoy a refreshing swim in the resort-style pool, gather with neighbors at the clubhouse, or relax by the fire pits in the courtyard. Families will love the playground and pickle ball courts, while pet owners can take advantage of the dedicated dog park. Green spaces and landscaped courtyards create a sense of tranquility, offering places to unwind, connect, and enjoy the outdoors. Every detail of the community is designed to foster connection and enhance your lifestyle. Connectivity is at the heart of the Lienemann Park experience. The community offers direct access to the proposed Lienemann Park and its scenic walking trail, making it easy to step outside, stay active, and enjoy nature right from your doorstep. Sidewalks and greenways weave through the neighborhood, encouraging strolls, conversations, and a strong sense of belonging. More than a collection of homes, Lienemann Park is a destination for those seeking a new way of living—where modern design meets everyday convenience and community connection. Whether you’re relaxing by the pool, entertaining friends, or exploring the surrounding trails, life here is intentionally designed to be effortless, stylish, and fulfilling. The Luxury Modern Lifestyle Homes at Lienemann Park reflect Lombardo Homes’ long-standing commitment to craftsmanship, innovation, and livability. They are thoughtfully planned to meet the needs of today’s homeowners—delivering modern design, timeless quality, and financial sensibility in perfect balance. At Lienemann Park, luxury isn’t just about high-end finishes—it’s about living beautifully every day. Experience a community that redefines attainable luxury with homes designed for the way people actually live. Discover the comfort, connection, and confidence of owning a Lombardo Home—where luxury and lifestyle meet in perfect harmony. The Evanston is a two-story town home with 3 bedrooms, 2.5 bathrooms, 2-car garage, and more than 1,800 sq. ft. of living space. The first floor showcases an open great room that opens to the spacious eat in kitchen, a family entry with a closet, half bath, and two-car garage. The second floor features a loft, laundry room, primary suite with a private full bath and walk-in closet, and two secondary bedrooms.

170 Sesame Loop, St Peters
228 Cear Grove R Unit D, St Charles
$175,000
2 Beds ⋅ 2 Baths ⋅ 26070373 MLS ⋅ ACTIVE Status
Incredible value, thoughtful updates, and low-maintenance living in 228 Cedar Grove Dr.! This townhome offers so much for the value! Enjoy brand-new flooring throughout, including luxury vinyl plank, new wood stair treads, updated baseboards, fresh paint, and new lighting that give the home a fresh, updated feel. The main level features a welcoming living space with a wood-burning fireplace and a convenient half bath. Upstairs, you'll find two generously sized bedrooms and a full bathroom. Need extra space? The finished basement offers additional living space, storage or office space, while the tuck-under garage provides convenient parking and extra storage. The added conveniences make this home even more appealing! The brand-new kitchen refrigerator stays, along with an additional refrigerator in the garage. Washer and dryer are also included! The HOA provides added value by covering many of the maintenance expenses homeowners would typically take on themselves. Be sure to review the listing for a full breakdown of what is included when considering your monthly budget. An opportunity to enjoy updated living, functional space, and low-maintenance ownership at an incredible value!

228 Cear Grove R Unit D, St Charles
1466 Brittany Cv, Cottleville
$349,900
3 Beds ⋅ 3 Baths ⋅ 26071006 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated 3 bedroom, 2.5 bath smart-home ranch with an updated kitchen, exterior cameras, smart fridge, surround sound, and tvs, not to mention, a pool, deck, a sleeping area in the basement, plus a shed for all the pool toys and golf cart—perfect for gatherings, relaxing weekends, and making memories with family and friends year-round!! One of the best parts? The location and endless amounts of memories made while you enjoy your new home. Nestled in the charm of Cottleville with its unique small-town atmosphere, where fun golf-cart rides, local restaurants, patios, and community events are all part of the lifestyle. Just minutes from Francis Howell Central, Frankie Martin's Garden, Mannino's Market all located in downtown Cottleville... Don't forget the shopping, dining, and everyday conveniences of Mid Rivers Mall Drive!! You'll love having so much right at your fingertips, whether you choose to take a spin in the golf cart, your e-bike, or car, you'll love it all!

1466 Brittany Cv, Cottleville
1613 Summergate Pkwy, St Charles
$75,000
1 Beds ⋅ 1 Baths ⋅ 26070104 MLS ⋅ ACTIVE Status ⋅ Summergate Garden Condos BLDG.
PRICED TO SELL! AFFORDABLE! Build your sweat equity! Second Floor, One bedroom, one bath condo. Brand NEW HVAC!!! Refrigerator, Washer, Dryer stay. Monthly dues $365. Association Pool. Low utilities. Come check it out!

1613 Summergate Pkwy, St Charles
355 Montclair Tower Dr, St Charles
$248,000
2 Beds ⋅ 2 Baths ⋅ 26070728 MLS ⋅ COMING SOON Status
Charming, beautifully maintained, and move-in ready, this well built Fischer & Frichtel townhome offers comfortable living, thoughtful updates, and a wonderfully private setting. A welcoming foyer leads into the freshly painted, open floor plan featuring gleaming light hardwood floors and an updated kitchen with newer stainless steel appliances, cabinetry, center island, and pantry. The dining area opens to a spacious 16' x 12' deck overlooking a peaceful, wooded backdrop, with stairs leading to the grassy backyard and lower patio. Upstairs, you'll find two bedrooms, including a spacious primary with walk-in closet, newer carpeting, and a versatile loft perfect for a second living area. A separate space across from the loft offers an ideal spot for a home office or study area. The updated full bath features ceramic tile, a deep soaking tub, and raised-height vanity. The walkout lower level offers excellent storage and rough-in plumbing for a future bath. Additional highlights include updated HVAC and an immaculate attached one-car garage. Perhaps best of all, mature trees provide a lovely natural buffer and exceptional privacy with no homes directly behind you. Enjoy beautiful seasonal views, peaceful surroundings, and easy access to parks, the Katy Trail, shopping, and dining. Pride of ownership shines throughout this lovely home and neighborhood!

355 Montclair Tower Dr, St Charles
413 Chelsea Dr, St Charles
$375,000
4 Beds ⋅ 3 Baths ⋅ 26068792 MLS ⋅ ACTIVE Status
Classic charm and room to make it your own await at 413 Chelsea Dr! Mature trees frame this traditional two-story home with an attached two-car garage and decorative glass entry. Separate living and dining rooms offer flexible gathering spaces, while the spacious family room features a fireplace with a brick hearth and a bay window. The kitchen offers wood cabinetry, generous counter space, a peninsula cooktop, built-in appliances, and a bright breakfast area. Main-floor laundry hookups add convenience. Upstairs, the generous primary suite features a tray ceiling and a private bath with dual sinks, a soaking tub, and a separate shower. The partially finished lower level provides recreation and hobby space plus ample unfinished storage. Enjoy a backyard bordered by mature trees, with shopping, dining, and major roadways nearby. Bring your vision for updates and repairs, including the rear deck, and make this home your own!

413 Chelsea Dr, St Charles
224 Cedr Grove Dr Unit A, St Charles
$180,000
2 Beds ⋅ 3 Baths ⋅ 26070443 MLS ⋅ ACTIVE Status ⋅ Cedar Groves #3 BLDG.
Welcome home to this beautifully maintained, move-in-ready end-unit townhome offering the perfect combination of comfort, convenience, and low-maintenance living! Step inside to discover an inviting floor plan featuring a spacious kitchen and adjoining breakfast area that flows effortlessly into the generous living room, creating an ideal space for both everyday living and entertaining. Sliding glass doors lead to your private deck, the perfect spot to enjoy your morning coffee or unwind after a long day. Upstairs, you'll find two spacious primary suites, each complete with its own private full bathroom and ample closet space, offering exceptional comfort and privacy. The tuck-under garage provides convenient parking along with additional storage space. Ideally situated just minutes from the Page Extension, with easy access to shopping, dining, and everyday conveniences, this end-unit townhome offers a fantastic opportunity to enjoy easy, comfortable living in a great location. Don't miss your chance to make it yours!

224 Cedr Grove Dr Unit A, St Charles
4 Airways Cir Unit F, St Charles
$130,000
1 Beds ⋅ 1 Baths ⋅ 26070495 MLS ⋅ ACTIVE Status ⋅ Bogey Hills #1 BLDG.
Situated near Highway 70 and Zumbehl, you'll have easy access to shopping, dining, Lindenwood University, and the historic charm of Main Street St. Charles. This spacious one-bedroom, one-bathroom unit provides the perfect blend of convenience and privacy. Enjoy ground-level entry and yet, has a large balcony deck overlooking a peaceful common area with a gathering space. Kitchen features a convenient center island/breakfast bar & ample cabinet space. The bright and airy living room boasts a wall of windows & a sliding glass door leading to the deck. The bedroom includes floor-to-ceiling double closets and walks out to deck. A private in-unit laundry adds to the convenience. Garage space is the icing on the cake and the cherry is the new electric opener with keypad. Walk, don't run to see this unit.

4 Airways Cir Unit F, St Charles
939 Spring Ave, St Charles
$200,000
2 Beds ⋅ 1 Baths ⋅ 26070049 MLS ⋅ COMING SOON Status
**Beautifully Renovated 2-Bedroom Home Near Lindenwood University!** Move-in ready and full of updates! This charming 2-bedroom, 1-bath home offers comfortable, easy living in a convenient St. Charles location. Recently renovated with beautiful new luxury vinyl plank flooring throughout, a brand-new HVAC system relocated to the attic, newer vinyl siding, and a 2yr old roof, many of the big-ticket improvements have already been taken care of! Enjoy a generously sized backyard with plenty of room for outdoor entertaining, gardening, or simply relaxing and a shed. Conveniently located near Lindenwood University, walking distances to shopping, dining, grocery store and close to all that historic St. Charles has to offer. Whether you're looking for a place to call your own, downsizing to something more manageable, or searching for an investment property with rental potential, this home offers a fantastic opportunity. **Freshly updated and ready for its next owner — schedule your showing today!**

939 Spring Ave, St Charles
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Listings courtesy of Mid America Regional Information Systems Internet Data Exchange as distributed by MLS GRID.


Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.


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