Unincorporated Homes under $400,000

Welcome to Unincorporated, Missouri – a hidden gem that perfectly blends the tranquility of rural living with the conveniences of urban accessibility. Nestled in the heart of the Show-Me State, this charming area offers a unique lifestyle characterized by open spaces, friendly neighbors, and a strong sense of community.

One of the standout features of Unincorporated is its diverse selection of homes, particularly for those seeking affordability without compromising on quality. With a variety of homes available for under $400,000, this area is ideal for first-time homebuyers, families, or anyone looking to invest in a piece of Missouri's picturesque landscape. From cozy single-family homes to spacious townhouses, you’ll find options that cater to different tastes and needs.

Living in Unincorporated means enjoying the best of both worlds: the peacefulness of suburban life while being just a short drive away from vibrant cities, shopping, dining, and entertainment. Residents take pride in their community, with local parks, recreational facilities, and friendly neighborhood gatherings that foster a welcoming atmosphere.

The surrounding natural beauty is perfect for outdoor enthusiasts, offering ample opportunities for hiking, biking, and enjoying the great outdoors. With its affordable housing market, community spirit, and convenient location, Unincorporated, Missouri, is not just a place to live; it's a place to thrive. Whether you're looking to settle down or invest, explore the charming homes available today and discover the lifestyle that awaits you in this delightful corner of Missouri!

Newest Unincorporated Homes under $400,000

$169,900

3 Beds ⋅ 3 Baths ⋅ 26065680 MLS ⋅ ACTIVE Status

Renovated, spacious, and affordable at just $169,900! This St. Louis County ranch offers 3 bedrooms, 2.5 bathrooms, and over 1,800 square feet of finished living space. Extensive updates include a newer roof, porch, gutters, electrical service, complete HVAC system, flooring, walls, doors, and exterior floodlights. The refreshed kitchen features new cabinets and an island, while both full bathrooms feature new showers. Enjoy an open living area, separate dining room, and a family room with sliding-door access to the backyard. The finished basement adds room to entertain, a convenient half bath, and bonus rooms ideal for an office, hobbies, or storage. A large yard and utility shed complete the package. Updated systems, flexible living space, and an accessible price—schedule your showing today!

440 Midlothian Rd, Unincorporated

$359,900

3 Beds ⋅ 3 Baths ⋅ 26065500 MLS ⋅ ACTIVE Status

A STUNNING split-level home that gets the layout, design, upgrades and livability exactly right! If you love the character and separation of a multi-level home but don’t want to deal with long staircases like in a traditional ranch or 2-story, this is the kind of floor plan that is PERFECT for you. With just a few steps connecting each level, this home creates natural separation between living spaces while keeping everything conveniently connected—and the result is a layout that feels both cozy and wonderfully functional. The main level is where this home truly stands apart. Walls that once separated the kitchen from the dining and living areas have been removed, completely transforming the heart of the home into one open and inviting space that truly should be featured on the cover of a kitchen design magazine. And there is a special story behind this kitchen: the owner is a master carpenter and professional general contractor who hand-builds custom kitchen cabinetry for some of the most exceptional homes in St. Louis. He brought that same level of craftsmanship to his own home, personally designing and hand-building these cabinets using the finest materials and finishes. The result is a kitchen that feels truly custom—not simply renovated. A large island, beautiful new stone countertops, designer lighting and a stunning GE Café premium appliance package in Matte White with Brushed Bronze hardware complete a space that is sophisticated, fresh and undeniably striking. With the walls opened up, the kitchen now flows seamlessly into the dining and living areas, creating the perfect gathering space. Head up just a few steps to find beautifully refinished hardwood floors and three bedrooms, including a spacious primary suite with its own private en-suite bathroom. A second full bathroom serves the additional bedrooms and provides the perfect balance of privacy and convenience. All rooms are light and bright. Head down a few steps and experience an entirely different dimension to the home with a large, open living area featuring recessed lighting, durable LVP flooring and a dramatic sliding glass door that leads directly to the back patio and yard. A separate finished room offers incredible flexibility as a home office, bonus room, guest space, additional sleeping area or storage. Laundry and a convenient half bath complete this level. Outside, the appeal continues with a level lot, a nicely 95% fenced backyard and an oversized two-car garage offering plenty of room for vehicles, storage and more. With its exceptional kitchen renovation, open-concept living, thoughtful updates, flexible split-level design and finish level that rises way above the norm for the neighborhood, this is a home that truly stands out. And the location makes everyday life just as easy. Situated in the central part of the region, you'll enjoy convenient access to major highways, groceries, shopping, hospitals and the countless other destinations that make daily living easier. It's a home that not only looks good and lives well, but puts you right where you want to be.

12464 Sparrowwood Dr, Unincorporated

$364,900

3 Beds ⋅ 2 Baths ⋅ 26065478 MLS ⋅ COMING SOON Status

Beautifully Reimagined. Thoughtfully Renovated. Ready for Its Next Chapter. Some homes are simply updated. Others are completely transformed. Welcome to 1125 Hawkstone Lane, where timeless brick ranch architecture meets modern design in this beautifully reimagined home offering more than 2,500 square feet of finished living space! From the moment you arrive, the transformation is undeniable. A brand-new concrete driveway, updated windows, gutters, downspouts, fresh exterior paint, and inviting landscaping create a striking first impression. Step inside and discover an interior where style, comfort, and functionality come together effortlessly. Luxury vinyl plank flooring flows throughout, complemented by fresh paint and updated lighting that create a bright, cohesive atmosphere. Two distinct main-level living areas provide the flexibility to entertain, unwind, or simply enjoy everyday life. The inviting family room features a fireplace, offering the perfect setting for cozy evenings at home. At the heart of it all, a stunning custom kitchen showcases crisp white shaker cabinetry, beautiful quartz countertops, and stainless-steel appliances—a space designed for everything from quiet mornings to lively gatherings. Three comfortable bedrooms and two beautifully remodeled bathrooms feature ceramic tile tub and shower surrounds, stylish vanities, and updated plumbing fixtures. The finished lower level expands your living possibilities even further, offering generous additional space for recreation, entertaining, a home office, or whatever suits your lifestyle. A convenient walk-up entrance adds another layer of functionality, while the attached two-car garage provides everyday practicality. With extensive renovations, thoughtfully designed living spaces, and the timeless appeal of classic brick architecture, this home delivers the perfect balance of character and contemporary comfort. The work has been done. The transformation is complete. All that's missing is you!

1125 Hawkstone Ln, Unincorporated

$379,900

4 Beds ⋅ 3 Baths ⋅ 26064233 MLS ⋅ ACTIVE Status

Welcome to 21 Quiet Falls Court! Perfectly positioned on a peaceful cul-de-sac, this 2-story, 4-bedroom, 2.5-bath home offers thoughtful design, generous space, and everyday functionality. The main level welcomes you with low-maintenance flooring, a formal dining room, and a beautifully updated eat-in kitchen featuring cabinets, countertops, and a tile backsplash all less than a year old! The centerpiece is a stunning 10-foot custom island, offering plenty of seating for families of any size and creating the perfect gathering spot for meals, homework, and entertaining. A window overlooking the sink adds natural light and creates that classic, family-friendly kitchen setup everyone loves. Direct backyard access makes indoor-outdoor living a breeze. Gather in the inviting family room centered around a classic brick wood-burning fireplace. Upstairs, discover all four oversized bedrooms conveniently located on one level. The expansive primary suite features vaulted ceilings, a walk-in closet, and a spa-inspired bathroom complete with a whirlpool tub, separate shower, brand-new adult-height vanity, and a hotel-style LED mirror that brings a touch of luxury to your daily routine. The upstairs second bathroom also features a new vanity. Step outside to a level, fully fenced backyard with an oversized patio—ideal for entertaining, family playtime, or pets. The clean, freshly painted lower level offers abundant storage and plenty of potential for future finished living space. Car enthusiasts will appreciate the attached 2-car garage equipped with existing concrete anchors for a MaxJax two-post car lift, offering an exciting opportunity to create the ultimate home garage setup. A side driveway, added in 2025, provides additional parking and convenience. Enjoy quick commuter access to Highways 364, 94, and 40, all while benefiting from the highly regarded Francis Howell School District. Move-in ready, thoughtfully updated, and designed for real life—this home has the space, features, and flexibility to make your family feel right at home! Note: Some interior photos have been virtually staged to illustrate potential layout and furnishing.

21 Quiet Falls Ct, Unincorporated

$135,000

2 Beds ⋅ 1 Baths ⋅ 26061384 MLS ⋅ COMING SOON Status

Get ahead of the curve! This beautifully renovated single-family home offers the perfect combination of modern updates, affordability, and long-term potential for buyers looking to get ahead of the curve. Renovated from the inside out, this home features a brand-new roof, siding, exterior doors, plumbing, HVAC system, electrical wiring and upgraded panel, water heater, and more! Step inside to discover a refreshed interior featuring new cabinetry, appliances, contemporary finishes, and a neutral color palette that creates a bright, inviting space ready to make your own. Outside, enjoy a brand-new deck and detached one-car garage, offering additional space for entertaining, parking, and storage. Located in an established neighborhood with opportunities for future reinvestment and revitalization, this property is ideal for buyers who recognize the value of getting in early. As surrounding communities continue to evolve, this home offers an opportunity to own a fully updated property today while keeping an eye on the possibilities of tomorrow. The major renovations are complete, the home is move-in ready, and the opportunity is yours. Schedule your showing today!

10357 Lord Dr, Unincorporated

$189,900

4 Beds ⋅ 2 Baths ⋅ 26065300 MLS ⋅ ACTIVE Status

Welcome to 2315 Wheaton Avenue—a recently renovated, move-in-ready home offering approximately 1,500 square feet with four bedrooms, two full bathrooms and stylish updates throughout. The remodeled kitchen features white shaker-style cabinetry, granite countertops, a glass tile backsplash, stainless steel appliances, generous storage and space for casual dining. Updated flooring, neutral paint and abundant natural light create a bright, welcoming interior, while the beautifully renovated bathrooms showcase modern tile, contemporary fixtures and distinctive finishes. Enjoy flexible living space across multiple levels, including an inviting sunroom that is ideal for relaxing, entertaining or creating a cozy bonus room. The full unfinished basement provides excellent storage, laundry space and future possibilities. Outside, the covered front porch offers charming curb appeal, and the large fenced backyard provides room for pets, play, gardening and outdoor gatherings. A storage shed and detached garage add even more convenience. With an updated kitchen, renovated bathrooms, stainless steel appliances, granite countertops, flexible living areas, a fenced yard, a NEW second floor AC and off-street parking, this St. Louis home is ready for its next owner. Schedule your private showing today!

2315 Wheaton Ave, Unincorporated

12836 Portulaca R Unit D, Unincorporated

$125,000

2 Beds ⋅ 1 Baths ⋅ 26065150 MLS ⋅ ACTIVE Status ⋅ Fern Ridge Condo 2 Bldg 2 BLDG.

Well-maintained 2-bedroom, 1 bathroom condo in a convenient location! Features an open floor plan with laminate flooring throughout and bright natural light streaming through the living room sliding door. Offers in-unit laundry and extra lower level storage. Ideally located near Creve Coeur Lake, parks, shopping, dining, and hospitals with easy highway access for an effortless commute.

12836 Portulaca R Unit D, Unincorporated

$348,000

3 Beds ⋅ 2 Baths ⋅ 26043766 MLS ⋅ ACTIVE Status

Welcome to 4923 E. Concord Rd, a home that perfectly balances classic charm with thoughtful updates in the highly-rated Lindbergh School District. From the moment you step into the foyer, you’re greeted by a spacious living and dining room combination that sets a bright, inviting tone for the entire house. The warmth of original hardwood floors flows seamlessly through this open space, illuminated by an abundance of natural light highlighting the fresh, neutral palette. The heart of the home is undoubtedly the family room, where a beamed ceiling adds architectural interest and a cozy fireplace serves as the focal point for chilly evenings. A sliding glass door connects this space to the rear patio, making it easy to transition between indoor relaxation and outdoor enjoyment. You’ll notice the quality in the details throughout, including the beautiful three-panel doors that add a crisp, modern touch to the closets and bedrooms alike. The private quarters are equally impressive with hardwood flooring and featuring a spacious primary en-suite complete with a convenient walk-in shower. Two additional bedrooms offer plenty of versatility and share a full hallway bathroom, maintaining a cohesive flow of style and comfort. If you love to entertain or need extra space to spread out, the lower level is a true standout. It features a fantastic retro bar that serves as a fun conversation piece and a great canvas for your future design ideas. Beyond the aesthetics, the home offers peace of mind with practical upgrades, including an updated electric panel and a basement equipped with a sump pump and drain tile.

4923 E Concord Rd, Unincorporated

$239,900

3 Beds ⋅ 2 Baths ⋅ 26064881 MLS ⋅ ACTIVE Status

Welcome to this well-maintained 3-bedroom, 1.5-bath home in the desirable Indian Hills neighborhood! The comfortable floor plan features a spacious living room, kitchen, breakfast room, three bedrooms, and a full bath. The primary bedroom includes its own convenient half bath. Hardwood flooring lies beneath the existing carpeting, offering the opportunity to uncover and enjoy the floors underneath. The unfinished basement provides excellent storage space and potential for future use. Step outside to enjoy the screened-in deck overlooking the fenced backyard, an inviting space for relaxing, entertaining, or enjoying a quiet morning coffee. The home has been nicely maintained and is ready for its next owner to make it their own. With its desirable neighborhood, fenced yard, and opportunity to add your own updates and personal style, this home is ready for its next owner to make it their own!

9335 Forman Rd, Unincorporated

$144,900

2 Beds ⋅ 2 Baths ⋅ 26055883 MLS ⋅ ACTIVE Status ⋅ Hickory Sound Condo I Ph I BLDG.

Welcome home to this beautifully updated, second-floor retreat at 1300 Holgate Dr. Unit G6. From the moment you step inside, the fresh, neutral paint and warm wood floors create an inviting atmosphere that feels both modern and comfortable. The living area serves as the heart of the home, anchored by a classic fireplace with a handsome wood mantel—perfect for cozy evenings. The layout flows effortlessly into a spacious dining area, ideal for hosting friends or enjoying a quiet meal. In the kitchen, you’ll find crisp white cabinetry, a gas range, and a dishwasher, making meal prep a breeze. Plus, the refrigerator, washer, and dryer are all included, so you can move right in without a hitch. The primary suite is a true standout, tucked behind elegant double doors. This oversized sanctuary features two separate closets and an additional linen closet, all outfitted with updated doors and custom organizers to maximize storage. The secondary bedroom is equally impressive and incredibly versatile; featuring both built-in shelving and a dedicated built-in desk, it functions perfectly as a productive home office or a well-organized bedroom. A second full bathroom is conveniently located in the hallway to serve guests. Upgrades abound throughout the unit, including plantation shutters for timeless style and replacement windows for added efficiency. Step through the newer patio door onto your private composite deck—a low-maintenance spot to enjoy your morning coffee. With in-unit laundry and thoughtful storage solutions at every turn, this home offers a seamless blend of style and practicality.

1300 Holgate Dr Unit G6, Unincorporated

$234,900

2 Beds ⋅ 2 Baths ⋅ 26064609 MLS ⋅ ACTIVE Status

Move-in ready and full of charm, this 2 bedroom, 1 bath home offers comfortable living with thoughtful updates throughout. Inside you will find beautiful wood flooring, updated light fixtures, and a refreshed kitchen featuring stainless steel appliances and new flooring. The finished basement provides additional living space perfect for a family room, home office, workout area, or entertaining. A walk out basement adds extra convenience and easy access to the spacious backyard. Located in desirable South County with quick access to major highways, shopping and dining, this home is ready for its next owner!

4032 Seibert Ave, Unincorporated

$198,900

2 Beds ⋅ 1 Baths ⋅ 26064020 MLS ⋅ ACTIVE Status

Tucked away on a beautiful wooded lot, this charming cabin-style home offers the kind of peaceful setting that makes you want to slow down and stay awhile. Step inside and you’re immediately greeted by warm natural woodwork, vaulted ceilings, and an inviting open layout filled with character. At the heart of the home, a striking double-sided stone fireplace connects the living room and kitchen, creating a cozy focal point that can be enjoyed from both spaces. The kitchen features custom cabinetry and flows into the dining area, making the layout feel comfortable and connected whether you’re hosting friends or enjoying a quiet night at home. Two bedrooms and a full bath complete the main level, keeping everything conveniently on one floor. Outside is where this property really shines. Sitting on just over 0.8 acres, the private yard is surrounded by mature trees with plenty of room to relax, entertain, or simply enjoy the outdoors. A gazebo and additional shed add even more functionality to the property, while the waterfront setting and lake privileges make it easy to take full advantage of everything this unique location has to offer. Whether you’re looking for a full-time home or simply a place that feels like an escape from the everyday, 10229 Tranquil Lane is full of warmth, character, and a setting that’s hard to replicate.

10229 Tranquil Ln, Unincorporated

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.